Group Medical Insurance
Choosing group medical insurance for your employees is a complex decision for any business. At Anthem, we’re working every day to help you and your employees feel covered, protected and confident in your healthcare. That’s because employees who are physically healthy, financially secure, and emotionally balanced are more productive, and overall healthier.
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Group Medical Plans In California
Anthem Blue Cross understands you need a plan as unique as your business and your employees. Our large group and national portfolio for employers in California with 101 or more employees offers a choice of benefits, networks, and alternate funding arrangements to scale a plan to your workforce while giving you a competitive edge.
Wide Range Of Plans
Choose from a variety of medical plans, including HMO, PPO, EPO, Consumer-Driven Health Plans (CDHP) Health Expense Accounts (HSA, HRA, HIA, FSA), and Anthem Link (Link).1
Link is an innovative, first of its kind health plan that brings together the latest technology, integrated digital solutions, and access to top doctors, hospitals, and specialists. Our newest health plan to keep employees engaged and healthy with a streamlined digital experience.
Flexhour plans are also available for full-time hourly, part-time, and contingent employees.
Diverse Networks
Our broad, national PPO network includes 95% of doctors and 96% of hospitals in the U.S.2
Or, choose our Blue High Performance NetworkSM (BlueHPN). This innovative network delivers higher quality, more affordable care than traditional networks. It features an average distance to its providers that’s only about 2.3 miles farther than to a PPO provider.3
Anthem Networks are backed by our patient-centered care model, Enhanced Personal Health Care (EPHC). EPHC rewards doctors for delivering real results: notably improved care coordination, better management of chronic diseases, and lower costs.
Additional network options may be available by state.
Flexible Funding Options
Manage your costs and budget with a choice of funding options, including fully insured, administrative services only (ASO), and Anthem Balance Funding (ABF).
With an ABF plan, enjoy the advantages of a fully insured and an ASO plan. It’s a stable way to manage healthcare costs with a fixed monthly payment at a competitive price.
ASO clients can also purchase an Anthem stop loss plan for extra financial security.
Bundling Savings
Save up to 4% on your fully insured premium (or up to $3.00 per employee per month on your ASO fees) when you combine multiple plans from Anthem. Talk to an Anthem representative for complete details.
Additional Ways To Manage Costs
A health and wellness program is included with your Anthem plan with additional buy-up options. The plan looks at all aspects of your employees’ well-being, with a focus on three areas: prevention, care guidance for better outcomes and cost savings and a simplified experience.
Personalized Support
With our digital-first approach, we’re delivering a simpler and smarter healthcare experience to enhance your employees’ total health journey and the employer’s administrative experience.
Our mobile app uses artificial intelligence (AI)-driven innovation to deliver a smarter, simpler, and more personal healthcare experience. Members can view their benefits information, claims, and health reminders, or connect to customer service from anywhere. Engagement in our digital solutions increased 115% while phone calls were down 30%.4
Our concierge service links members with professionals who can help with healthcare decisions, provide exam reminders, and locate healthcare resources. Our guides can alert members to missed care, such as a mammogram, and help them schedule an appointment. Members who use the service have 3.4 times higher engagement rates in clinical programs.5
EmployerAccess is our digital solution to access a personalized view of your company’s benefit offerings and manage employee benefits. It includes a convenient dashboard to quickly navigate to your tasks, news, and support tools: live chat, frequently asked questions, reporting, and more.
1 Plan availability may vary by state.
2 Blue Cross Blue Shield Association: The Blue Cross Blue Shield System (accessed February 2020): bcbs.com/about-us/the-blue-cross-blue-shield-system.
3 Anthem data, 2021; network availability may vary by state
4 Sydney Health, 2020 year-end results
5 CII discover data, as of September 2019.
1 Plan availability may vary by state.
2 Blue Cross Blue Shield Association: The Blue Cross Blue Shield System (accessed February 2020): bcbs.com/about-us/the-blue-cross-blue-shield-system.
3 Anthem data, 2021; network availability may vary by state
4 Sydney Health, 2020 year-end results
5 CII discover data, as of September 2019.