Medicare Supplement Insurance (Medigap) In Missouri From Anthem

With a Medicare Supplement plan from Anthem in Missouri, you can get coverage for healthcare costs Original Medicare (Parts A and B) doesn’t pay for.

 

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Add A Medicare Supplement Plan To Original Medicare To Help Pay Out-Of-Pocket Costs

Flexibility And Peace Of Mind

Original Medicare provides essential healthcare coverage but it can leave you with high out-of-pocket costs. A Medicare Supplement plan can help cover most of these costs, including copays, coinsurance, and deductibles.

 

Medicare Supplement insurance plans in Missouri also provide flexibility so you can see any doctor or hospital in the U.S. that accepts Medicare patients. And your plan goes with you even if you spend part of the year living in a different location.

Valuable Extras

With Anthem, your Medicare Supplement plan will work harder for you, with extra perks and programs like these:

  • SilverSneakers® fitness membership
  • ScriptSave/WellRx prescription savings program1
  • SpecialOffers discounts on vitamins and weight loss programs2

Talk one-on-one with a licensed agent to see if an Anthem Medicare Supplement plan is right for you. tel

Types Of Medicare Supplement Plans Offered In Missouri

 

To sign up for Medicare Supplement, you must have Original Medicare Parts A and B. Medicare Supplement insurance plans typically are standardized by the federal government. Each plan is named with a letter, like A, F, G, and N. You'll pay a monthly premium that can help you control costs.

 

The following are brief descriptions of the four plans and  benefits Anthem offers.

 

Medicare Supplement Plan A

 

 

Most Basic Plan 

 

With Plan A, you’ll pay a lower premium, but you’ll also have to pay a deductible when you go to the hospital. It covers basic benefits, plus some of the highest costs of Original Medicare, including Part A inpatient hospital copayments and coinsurance, Part B coinsurance, hospice care, and preventive care.

   

 

Medicare Supplement Plan F

 

Broadest Coverage For Some 

 

Plan F has the broadest coverage of Original Medicare out-of-pocket costs. You pay your monthly premium. Plan F helps cover Medicare deductibles, as well as some copayments and coinsurance. Medicare Supplement Plan F is only available to those who became eligible for Medicare before January 1, 2020.

   

 

Medicare Supplement Plan G

 

Broadest Coverage For most

 

Plan G has been one of our most popular plans, and offers the broadest coverage for most people. It will pay for out-of-pocket costs that Original Medicare doesn’t cover, except the Medicare Part B deductible.

 

 

   

 

Medicare Supplement Plan N

 

Lower Premium

 

Medicare Supplement Plan N offers a lower premium with some copays and a small annual deductible. Plan N may be your best option if you’re mainly concerned about covering Original Medicare Part A and Part B coinsurance costs.

 

 

After you are enrolled, you’ll need to continue paying your Original  Medicare Part A and Part B premiums. For most people, Part A is $0.

Compare Anthem Medicare Supplement Plans And Benefits

 

Use this overview to help you decide which Medicare Supplement plan is right for you and your budget.


Benefits
 


Plan A
 


Plan F
 


Plan G
 

 

Plan N


Part A coinsurance and hospital costs

 

 

  
 

 

 

  
 

 

 

  
 

 

 

  
 


Part B coinsurance or copay

 

 

  
 

 

 

  
 

 

 

  
 

 

Plan N pays

100%

of Part B coinsurance

Except for certain copayments*

 


Blood (first 3 pints)
 

 

  
 

 

  
 

 

  
 

 

  
 


Part A hospice care coinsurance or copay
 

 

  
 

 

  
 

 

  
 

 

  
 


Skilled nursing facility care coinsurance
 

 

 

   


 

 

 

 

  
 

 

 

  
 

 

 

  
 


Part A deductible
 

 

   

 

 

  
 

 

  
 

 

  
 


Part B deductible
 

 

   

 

 

 

 

 

   

 

 

   

 


Part B excess charge

 

 

   

 

 

 

 

 

 

 

 

   

 



Foreign travel

 

 

   

 

 

 

80%

 

 

 

80%

 

 

80%

*Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for ER visit that doesn't result in an inpatient admission.


 

When Can I Enroll? 


You can enroll in a Medicare Supplement plan in Missouri anytime if you already have Original Medicare Part A and Part B. The best time to enroll is during the Medigap Open Enrollment Period, starting the first month you have Medicare Part B and you’re 65 or older.

When you enroll during this time, you cannot be denied coverage even if you have pre-existing health problems.

If you enroll later, you may be denied coverage because of a pre-existing condition.

You also can enroll during your Initial Enrollment Period, starting three months before you turn 65, and ending three months after the month you turn 65.

   


Add Prescription Drug, Dental, And Vision Coverage 


Medicare Supplement plans do not include prescription drug coverage, and most do not include dental, vision, or hearing coverage. That’s why you should consider adding these benefits with Anthem standalone plans, including an Anthem Prescription Drug (Medicare Part D) plan for an additional premium.

 

Frequently Asked Questions About Medicare Supplement Insurance

Medigap, also known as Medicare Supplement insurance, helps fill "gaps" in Original Medicare and is sold by private insurance companies like Anthem. A Medicare Supplement insurance (Medigap) plan can help pay some of the remaining healthcare costs not covered by Original Medicare, like copays, coinsurance, and deductibles.

Most people choose Plan F, G, or N. Plan F is only available to those who became eligible for Medicare before January 1, 2020.

The best plan for you may not be the most popular one. The right plan is the one that provides the benefits that meet your needs, with a monthly premium that works with your budget.

For those with Medicare Parts A and B, a Medicare Supplement plan can pay for out-of-pocket costs that Original Medicare doesn’t cover, including:
 

   Your Medicare deductibles
 

   The 20% coinsurance you pay for Part B medical services
 

   Hospital costs after you run out of Medicare-covered days
 

   Skilled nursing facility costs after you run out of Medicare-covered days

 

You can also go to any doctor or hospital that accepts Medicare patients.

 

Once you’re enrolled, a Medicare Supplement plan can give you peace of mind knowing that your benefits are guaranteed as long as you pay your premiums.

 

Keep in mind that the plans with the most coverage will have higher premiums.

 

Additionally, Medicare Supplement plans do not include prescription drug, dental, and vision coverage, but stand-alone plans for these benefits can be purchased for an additional premium.

 

Talk to an Anthem licensed agent to see whether an Anthem Medicare Supplement plan is right for you.

Anthem plans give you the coverage you need to protect your health and budget. Plus, get SilverSneakers® fitness memberships, and other value-added programs like ScriptSave/WellRx, a prescription savings program,1 and SpecialOffers,2 which provides discounts on vitamins and weight loss programs. Our licensed agents are ready to talk with you one-on-one to answer all your questions.  

Learn About Plans In Your State

If your state isn't listed, visit www.bcbs.com for other coverage options.

Read Our Medicare Articles

 

Compare the differences between Medicare Supplement vs. Medicare Advantage plans. You can also take a deeper dive into other articles offering detailed information about Medicare plans, benefits, eligibility, and more.

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Original Medicare: Part A (Hospital Insurance) and Part B (Medical Insurance).
 

1DISCOUNT ONLY - NOT INSURANCE. Discounts are available exclusively through participating pharmacies. The range of the discounts will vary depending on the type of prescription and the pharmacy chosen. This program does not make payments directly to pharmacies. Members are required to pay for all prescription purchases. You may contact customer care anytime with questions or concerns, to cancel your registration, or to obtain further information. This program is administered by Medical Security Card Company, LLC, of Tucson, AZ.
 

2Vendors and offers are subject to change without prior notice. Anthem Blue Cross and Blue Shield does not endorse and is not responsible for the products, services or information offered by the vendors or providers. We negotiated the arrangements and discounts with each independent vendor or provider in order to assist our members. These discounts are not insurance and are not part of the Medicare Supplement insurance plans.
 

In Missouri (excluding the 30 counties in the Kansas City area), Anthem Blue Cross and Blue Shield is the trade name of Healthy Alliance® Life Insurance Company (HALIC) and Anthem Insurance Companies, Inc. (AICI). Plans A, G & N and the Anthem Extras Packages are offered by HALIC. Plan F is offered by AICI. Independent licensee of the Blue Cross Blue Shield Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc.

Please check with your doctor before you start a physical activity program. SilverSneakers is a value-added program. It is not insurance and not part of the Medicare Supplement insurance plans. It can be changed or withdrawn at any time. The SilverSneakers fitness program is provided by Tivity Health, an independent company. SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025 Tivity Health, Inc. All rights reserved.

Anthem Blue Cross and Blue Shield, a Medicare Advantage Organization with a Medicare Contract in Colorado, Connecticut, Georgia, Indiana, Kentucky, Missouri, New Hampshire, Nevada, New York, Ohio and Wisconsin, offer HMO, HMO D-SNP, HMO C-SNP, HMO I-SNP, LPPO, LPPO D-SNP and/or RPPO. Anthem Blue Cross and Blue Shield offers PDP plans in Colorado, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia and Wisconsin. Anthem Blue Cross and Blue Shield HMO D-SNP and LPPO D-SNP plans contract with state Medicaid programs. Anthem Blue Cross and Blue Shield Retiree Solutions, a Medicare Organization with a Medicare Contract in New York, offers LPPO plans. Enrollment in Anthem Blue Cross and Blue Shield and Anthem Blue Cross and Blue Shield Retiree Solutions plans depend on contract renewal.

For Medicare Supplement only: Not connected with or endorsed by the U.S. government or the federal Medicare program.